How frustrating would it be to open your pay stub and discover that 25% of your disposable pay has been seized by a creditor for a wage garnishment?
It happens more often than you might think. A sheriff’s deputy hands lawsuit paperwork to someone in your house who never tells you. Or perhaps the #creditor improperly served someone with your same name but gets a judgment against you. As long as the sheriff’s deputy thinks that he properly gave you official notice, you are legally “served.” If you don’t respond to the #lawsuit, nothing will happen for months and then, without warning or further notice, your wages are seized.
All it takes for #wagegarnishment is a legally valid #judgment against you, a “fi fa” from the sheriff’s office and service of a court order on your employer to withhold a percentage of your wages.
As I discuss in this video, you must call a bankruptcy lawyer the minute you realize there is a problem. If service really was invalid, we may be able to convince the creditor’s attorney to cancel the garnishment. In other cases, bankruptcy may be an easier route.
If we choose to file bankruptcy the #automaticstay will stop the execution of the garnishment. And in true emergencies we can file a skeleton #bankruptcy petition and get you a case number in less than 1 day. #atlantabankruptcy #atlantabankruptcyattorney #jonathanginsberg #ginsberglawoffices ...