There is a lot of misinformation on the Internet and in general conversation about bankruptcy and about debt issues in general. Because anyone can publish anything about any topic, you should never assume that anything you read online is accurate. Laws change and websites get out of date. If you have questions about debt or bankruptcy, don’t assume and don’t guess – reach out to an attorney who deals with debt matters on a daily basis. Our firm does not charge for phone calls and any conversation you have with us will be private and confidential.
Together, attorneys Jonathan Ginsberg and Susan Blum have over 30 years’ of experience speaking to and representing clients in both bankruptcy and non-bankruptcy matters. Here are some of the top misconceptions we hear from our clients about debt and bankruptcy:
- I can Go to Jail for Not Paying Credit Card Debt
- Bill Collectors are Prohibited by Law from Giving Me False Information
- I Will Never Get Credit Again After Filing Bankruptcy
- It is Morally Wrong to File Bankruptcy?
- I Should Do Whatever it Takes to Pay Off my Debt and Avoid Bankruptcy
- If I am Married and I need to File Bankruptcy, my Spouse is Also Required to File
- Bankruptcy Will Not Help Me with Overdue Tax Debt
- Bankruptcy Will Not Help Me with Student Loan Debt
- I will Lose my Job if I File Bankruptcy
- I will Lose my House, Car and Furniture if I File Bankruptcy
- I Must be Behind on my Debt Payments Before I am Allowed to File Bankruptcy
- My Friends, Neighbor and Co-Workers Will Know that I Filed for Bankruptcy